Question 1

How do I receive grants?

Accepted Answer

Everything is dependent on the County, City, and State of where you want to live and the household size and income of the working members of the household for you to qualify for down payment and closing cost assistance.

Question 2

Can I get a certificate from any agency?

Accepted Answer

No, The agency must be listed on the HUD.gov website as a HUD approved Counseling agency.  You can contact our office to get into our First Time Home Buyer Classes on the 3rd Saturday of every month.  Language/Sign interpreters may be requested with advance 72 hours notice.  Please call 954-586-1283 for request form.

Question 3

What should I do if I get behind on my mortgage?

Accepted Answer

You must contact your lender/servicer or a HUD approved Counseling Agency immediately or contact Oasis of Hope CDC at 954-586-1283.

Question 4

What should I do if I lose my job and cannot meet my mortgage obligations?

Accepted Answer

You should contact us to find out what programs are available for assistance; you may qualify to get assistance for up to one year from Florida Hardest Hit Program (HHF Funds), Florida Principle Reduction Program (PR Funds) or Florida Foreclosure Prevention Program (FCP) where you may qualification for a Loan Modification through your Servicers or HAMP up to December 31, 2016 or HARP programs.  You can speak to a certified Advisor is our office.

Question 5

What is Reverse Mortgage/HECM?

Accepted Answer

Reverse Mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash if you are 62 years or older.  You can speak to a certified counselor in our office.

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